Bhavna Odedara AdvancedExcel,Data Analysis,Credit Risk,Accountant
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Highly motivated and versatile professional with extensive expertise in all facets of credit management, seeking a challenging opportunity to leverage my combined skillset in:

Credit Risk Management: Proficient in identifying, assessing, and mitigating credit risks across various loan portfolios. Strong understanding of credit policies, procedures, and regulatory requirements. Proven ability to develop and implement credit risk mitigation strategies.
Credit Underwriting: Skilled in evaluating loan applications, analyzing financial statements, and determining creditworthiness of borrowers. Experienced in using credit scoring models and applying the 5 C's of credit (Character, Capacity, Capital, Collateral, and Conditions) for accurate decision-making.
Credit Appraisal & Disbursement: Adept at conducting comprehensive credit appraisals and preparing credit reports. Streamlined experience in processing and disbursing credit files to customers efficiently and accurately.
Customer Service: Strong commitment to providing exceptional customer service. Skilled in resolving customer inquiries, addressing concerns, and building positive relationships.
Advanced Excel & Data Analysis: Masterful in utilizing advanced Excel functionalities and formulas for data manipulation, analysis, and reporting. Possess strong data analytics skills to glean insights from complex data sets and translate them into actionable recommendations.
Accountancy: Solid understanding of accounting principles, Tally Prime and financial statements. Capable of performing financial analysis and interpreting financial reports.
Highly available and dedicated, offering 24/7 online support to cater to project requirements and ensure timely action. Eager to learn, adapt, and contribute significantly to a dynamic team.

Subjects

  • Credit Risk Expert

  • Accountancy and Commerce Masters/Postgraduate

  • Excel & Research Data Analysis Expert

Experience

  • Credit Executive II (Apr, 2014–Jan, 2021) at Shriram city union finance
    My predominance responsibility is to look entire credit risk process of auto & personal loans from login to disbursement and post-disbursement process.

Education

  • Advance Excel and data analysis (Oct, 2023–now) from Shree academy–scored A+
  • Tally prime (Oct, 2023–now) from Shree academy
  • Master of Commerce (Jun, 2012–Mar, 2014) from SAURASHTRA UNIVERSITY, RAJKOT, GUJARAT, INDIA, Rajkot–scored 67%

Fee details

    ₹350–500/hour (US$4.16–5.95/hour)

    I am charging based on work, e.g. account and Data Analysis project length

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