Ratul Paul Credit Risk, Data Science, ML, NIT Calicut, IIM I
21 Reviews

Ratul Sir is not just an exceptional teacher; he is a remarkable mentor who guides you through every facet of life. A true maestro, he masterfully unravels the complexities of industry-oriented data science, presenting intricate problems with clarity, ease, and unparalleled patience. His insights have broadened my understanding of how real-world business challenges are tackled using data science. Moreover, he has always been a steadfast source of support, ready to lend a helping hand beyond academics, illuminating my journey with his radiant sparkles of encouragement. I will highly recommend all the Data Science aspirants to join Ratul Sir’s class.

Ratul sir’s classes are a game-changer, especially for those from non-technical backgrounds like me. Despite starting my data science journey in 2020, I struggled to find relevant content until I joined his classes in January 2024. In just four months, his expertise in credit risk and unique industry insights made complex concepts easy to understand. The content he provides is unmatched, not even found on Google. Thanks to him, I landed my dream job in credit risk—a goal I’d been pursuing since 2020. If you’re considering a career in credit risk, Ratul sir’s classes are a must. Trust me, you won’t regret it.

Ratul is an exceptional mentor for mastering industry-standard credit risk modeling and data science. His teaching delves into intricate details of credit risk modeling and provides guidance on relevant interview questions, particularly tailored for fintech companies. With Ratul's coaching, I successfully navigated through over five interviews and significantly boosted my salary. His expertise not only equips learners with theoretical knowledge but also practical insights, ensuring real-world applicability . Ratul's guidance fosters both professional growth and tangible career advancement in the fields of credit risk modeling and data science .

Ratul's Data Science course is methodical, cutting-edge and result oriented.
Best in class Industry practice combined with smart practical solutions makes his course an enlightening one for Freshers as well as Expert Data Scientists.
He is a qualified and experienced mentor with a lot of career transition success stories to draw inspiration from
Keep enlightening and inspiring!

Ratul has in-depth knowledge about data science, his industry experience not only helped me to gain knowledge but also helped me to crack the interviews just within 4 months. My transition from Data analytics to data science was smooth because of Ratul.

Ratul is a very knowledgeable teacher, he has a vast experience in credit risk and data science which helped me understand what are the actual industry practices. I had done a data science course through a different institute but wasn't able to face and crack interviews confidently. After taking classes from ratul i was able to crack multiple high paying job offers. I am really really thankful to Ratul for showing me the right direction. One suggestion to everybody out here that just go for it and follow exactly what he tells you to and you will find success too. Cheers!!!

Mr. Ratul has been an extraordinary asset in my education. The one thing that stands out to me about his method is that he is the only one in the market teaching practical industry concepts that are directly applicable in the real world. He is a very knowledgeable, experienced professional who is a true expert in the field, and his understanding of the subject matter is impressive. I appreciate how he has gone above and beyond by sending me extra materials and creating a personalized study plan that matched my needs. I highly recommend him to anyone looking to learn industry concepts, aspiring data scientists who are going through the interview process, or want to level up their career.

TeacherOn is the best teaching website which provides skillful teachers. I can say this because I got one of the best teacher.Firstly, I would like to thank "Ratul Sir". His knowledge,dedication,skills are beyond words.
Thank you so much once again!
I will highly recommend all the Data Science aspirants to join Ratul Sir class.

Ratul is a great mentor and has expertise in the credit risk domain, ML, and AI. 
His usecases are highly impactful. He helped me gain business knowledge in the credit risk domain ,ML and AI. 
With his guidance, even someone from a non-Datascience domain can break into DS and gain an overall understanding of how a real usecase in industry works. 
I highly recommend his course to someone who wants to get into the data science domain.

How Ratul may add value to your exisiting - ( early stage / mid career / gaps ). --
》Excellent mentorship by Ratul to his students with a clear roadmap - trust in the process and results will follow.
》Can add value to your existing package by turning it into 2x- 4x times.
》 Non Data Science students can have a breakthrough in Credit Risk , ML, with goal oriented strategies that include soft skills as well that empower you to grow at the workplace and during the interview process.
》 Helps you overcome limited mindset and to conquer your own fears to challenge your existing skillset , thought process and gives you a perspective on industry standard projects , something one may have never imagined before.
> Entry into Creeit Risk domain .

I have done credit risk machine learning training from Ratul. I really liked the way of training and it is up to mark as per industry requirements.
It has helped me alot to appear interviews.

Industry based real case studies , Ratul has Excellent knowledge of AI , ML
Expert in Credit Risk domain
Best quality content covered

Ratul has been exceptionally good at teaching and mentorship to students who want to make a mark or want to enter the field of Data Science.
He is adept at keeping pace with the changing dynamics and technologies in Credit Risk and relevant industries. Additionally with great communication skills, he successfully guides his students to crack interviews and get the high package jobs. It is truly a great experience to get mentored by him.

Ratul is an excellent tutor for python, ML & AI and Credit score course. He comes with a vast data science experience and industry use cases specially pertaining to Credit Score for BFSI. This reflects in his way of coaching as well. He seems genuinely interested in passing on his vast experience and learnings to his students and feels elated when students do well and help them to acheive their DS-AI goal, always sought to focus on improve student's skills which are required for goals. Point to point Industry real time work guidance.

He is best for AI, ML, DL and credit risk. He not only reaches the coding and algorithms but also give industry experience. He is the best I found so far in the entire Teacheron list.

Ratul has a deep understanding of industry cases. Since he has vast experience in the data science industry, he can guide you to the same extent as an industry expert does in the real world. Ratul is capable of providing training to beginners as well as experienced individuals. I began learning data science to enhance my skills, and I am pleased to say that I have improved a lot as well as increased my understanding. Ratul is an outstanding trainer for anyone looking to make a career in the data science field.

Ratul has deep knowledge in Datascience field and it can been seen from the way he teaches.After 3 months of joining the course I was able to crack my first Datascience job.He is one stop solution to all your Datascience query. I would highly recommend Ratul to anyone who wants to make a career in any Datascience domain.

A great teacher is the one who transforms your fears and shape them into the right direction. For me Ratul was that person who transformed my perturbation. Ratul has an extensive experience and knowledge in Machine learning and Credit Risk Domain and delivers his tutoring the rightway. He clearly demonstrated his vast understanding and knowledge of the concepts and made it easy for me to quickly grasp them. I would recommend Ratul to any one who is looking to excel in in the field of Credit Risk Domain and Machine learning.

Within a month of beginning Ratul's classes, I aced my first Data Science interview.
He always teaches high-value projects that will help you succeed in Data Science interviews and give you a taste of actual industry work.
Even if the student has no prior experience with computer science, his method of instruction makes it easy to take up concepts in data science.
His course covers four to five use cases, Python, and machine learning ideas that prepare candidates for interviews and the industry ready.
He also provides assistance with interview preparation and hand holding, both of which are highly helpful for any candidate beginning a career in data science.

Ratul is an excellent coach for python, ML and AI. He comes with a vast data science experience and industry use cases. This reflects in his way of coaching as well. He seems genuinely interested in passing on his vast experience and learnings to his students and feels elated when students do well.

After joinning Ratul's classes, I got job in one of the credit bureau as manager (11 yrs of exp). I was completely from a different professional background. His high impact usecases and structured python and credit risk course helped me to get a through understanding for interview cracking (I got 4 offers) and now with the initial handholding in the job I am comfortable in doing projects tasks with excellent quality of deliverables.
Thankyou Ratul for such a life-changing guidence and direction professionally